Тест по Hull and Machinery Insurance (CES v5.0)

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Right answers:

As explained in this module, for which of the following reasons should the Hull and Machinery Insurer be involved in all stages of an insurable incident? Select all applicable answers:

Your answer is correct:

Because damage may not be immediately known.; Because repairs may be deferred.

From the list below, select the type of claims covered by Hull and Machinery insurance. Select All applicable answers:

Your answer is correct:

Liability in connection with fixed or floating objects.; Loss or damage to the vessel.

In all cases of loss or damage, covered by a vessel’s Hull and Machinery policy, what is considered necessary to be able to compile a repair specification and cost estimate? Select the most applicable answer:

Your answer is correct:

A survey sufficient to gain all necessary information.

In documenting repair and yard costs for the purposes of an insurance claim, which of the following are items to be included? Select all applicable answers:

Correct answer:

Fees and charges paid to Surveyors.; Agent’s general account.; Port, pilot and tug costs.; Vouchers for any special payments to crew.; Bunker and other consumables during the period off hire and under repair.

Your Answer:

What are the three general “stages” of an incident from an insurance point of view, and as described in this module?

Your answer is correct:

The incident.; The loss of damage.; The repairs.

What is an “adjustment” in the context of marine insurance and as outlined in this module?

Your answer is correct:

A detailed summary document, prepared by an adjuster, listing all items related to a claim.

What is the essential difference in the way, that insurance claims are handled and processed between the Scandinavian system and the British/American system?

Your answer is correct:

The Scandinavian system uses a Claims Leader to organize and supervise all claims, related to an incident, while the British/American system uses an Independent Adjuster.

What kind of special deductible is sometimes agreed to?

Your answer is correct:

One applying to machinery claims.

Where will primary procedures and reporting forms, relating to a ship’s involvement in an “incident” be found?

Your answer is correct:

In the company Safety Management System.

Which of the following are obligations on the insured party under the Hull and Machinery policy? Select all applicable answers:

Your answer is correct:

To minimize any loss or damage.; To report, without delay, any damage or deficiencies, which may lead to a possible claim under the policy.

Which of the following is another term for the Hull and Machinery insurer?

Your answer is correct:

The Underwriter.

Which of the following might legitimately be granted access to a vessel in her first port of call, following involvement in an incident, that results in an insurance claim? Select all applicable answers:

Correct answer:

Surveyor representing Hull and Machinery insurers.; Surveyor representing other party’s insurers.; Surveyor representing P&I Association.; Surveyor representing Classification Society.; Lawyer representing Hull and Machinery insurers/owners.; Flag and Port State representatives.

Your Answer:

Surveyor representing Hull and Machinery insurers.; Surveyor representing other party’s insurers.; Surveyor representing P&I Association.; Surveyor representing Classification Society.

Who commonly collects the settlement from the various insurers?

Your answer is correct:

The Insurance Broker.

Your vessel has been involved in a collision. Damage is limited and she is able to proceed to the next port. Once alongside, a surveyor comes up, the gangway and introduces himself as representing the owners of the other ship, involved in the collision. How should this person be treated?

Your answer is correct:

With courtesy, but he should be given only limited information.

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